Tax and finance calculators for India
Income tax, GST, TDS, deferred tax, depreciation, HRA, gratuity, EMI and more. Enter your figures and the answer updates as you type. Every calculator also shows the formula it applies, the current rates with the financial year they belong to, a worked example, and links to the government source the numbers come from.
Income Tax
Slabs, regimes, capital gains and presumptive taxation.
Income Tax Calculator
New regime and old regime slabs, surcharge, marginal relief and rebate for FY 2026-27 and FY 2025-26.
Open calculatorCapital Gains Calculator
Holding periods, STCG and LTCG rates by asset class, and the indexation choice for older property.
Open calculatorPresumptive Taxation Calculator
44AD at 8 or 6 percent, 44ADA at 50 percent, 44AE per vehicle, and the 44AB audit trigger.
Open calculatorPartner Remuneration Calculator
Book profit slab ceiling for working partners, the 12 percent interest cap and 194T TDS at 10 percent.
Open calculatorHouse Property Income Calculator
Self-occupied and let-out property, the 30 percent standard deduction, interest limits and the ₹2,00,000 set-off cap.
Open calculatorESOP Tax Calculator
Perquisite on exercise at slab rates, capital gains on sale from the FMV already taxed, and the start-up deferral.
Open calculatorSection 89 Relief Calculator
Salary arrears spread back to the years they relate to, with the A minus B relief that goes into Form 39 (formerly Form 10E).
Open calculatorSection 80G Deduction Calculator
Adjusted gross total income, the 10 percent qualifying limit, the four donee categories, the ₹2,000 cash rule and the tax saved.
Open calculatorCrypto Tax Calculator
Flat 30 percent on VDA gains with only the cost deductible, 1 percent TDS on the sale, and losses that cannot be set off.
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GST
Rates, inclusive and exclusive values, and input tax credit reversals.
GST Calculator
Work out GST on any invoice value, inclusive or exclusive, across the current 5, 18 and 40 percent slabs.
Open calculatorITC Reversal Calculator
Apportion common ITC between taxable, exempt and personal use under CGST Rules 42 and 43.
Open calculatorGST Late Fee Calculator
Estimate section 47 late fee, return-wise caps, 18 percent interest and the 3-year filing bar for delayed GST returns.
Open calculatorReverse Charge Calculator
Reverse charge tax on a notified supply, the cash it costs and the credit that offsets it in the same return.
Open calculatorComposition Scheme Calculator
Composition tax for a quarter or a year, the turnover ceiling that applies and the CMP-08 payment date.
Open calculatorGST Rate Change Finder
Search major 2025 GST rate changes and estimate the tax difference on a taxable value.
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TDS & Compliance
Section-wise deduction, interest, late fees and MSME disallowance.
MSME 43B(h) Calculator
Test a supplier invoice against the 15 or 45 day MSME window and see the disallowance and year of allowance.
Open calculatorTDS 194Q Calculator
Compute 0.1% TDS on purchases above ₹50 lakh and check the ₹10 crore turnover test for 194Q.
Open calculatorTDS Interest Calculator
Work out interest for late TDS deduction or deposit plus the ₹200 a day fee for a late quarterly return.
Open calculatorTDS Calculator
Section-wise TDS rates, thresholds and due dates for FY 2026-27 under the Income-tax Act 2025.
Open calculatorTDS on Property & Rent Calculator
1% on a property purchase of ₹50 lakh or more and 2% on rent above ₹50,000 a month, with the form and due date.
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Corporate & Audit
Deferred tax, depreciation, advance tax and minimum alternate tax.
DTA / DTL Calculator
Work out deferred tax asset and liability from timing differences under AS 22 or Ind AS 12.
Open calculatorDepreciation Calculator
Compute book depreciation under Schedule II and tax depreciation on blocks of assets in one place.
Open calculatorAdvance Tax Calculator
Plan advance tax instalments and quantify interest for shortfall or deferment before you pay.
Open calculatorMAT / AMT Calculator
Compute minimum alternate tax on book profit and alternate minimum tax on adjusted total income.
Open calculatorManagerial Remuneration Calculator
The 11 per cent overall ceiling, the per-director limbs, and the Schedule V slabs where profits are nil or inadequate.
Open calculatorBusiness Entity Tax Comparison
All-in tax on one profit figure as a proprietor, a firm or LLP and a private limited company, including tax on dividend.
Open calculatorMCA Fee Calculator
Normal fee, late filing additional fee and SH-7 capital fee for companies and LLPs, with the days of delay counted for you.
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Salary & Retirement
Take-home pay, HRA, gratuity, leave encashment, EPF and pension entitlements.
HRA Exemption Calculator
The least-of-three HRA test for FY 2026-27, including the eight cities that now qualify at 50%.
Open calculatorGratuity Calculator
The 15/26 gratuity formula, the rounding rule and the ₹20 lakh exemption ceiling.
Open calculatorNPS Calculator
Corpus projection, the compulsory annuity, and which 80CCD deductions survive the new regime.
Open calculatorEPS Pension Calculator
Monthly EPS-95 pension from pensionable salary, service weightage and early pension cuts.
Open calculatorLeave Encashment Calculator
The least-of-four exemption test, the ₹25 lakh lifetime ceiling and the 30 days a year cap.
Open calculatorEPF Calculator
EPF contributions, the EPS split and the corpus at retirement, compounded at the notified 8.25%.
Open calculatorTake-Home Salary Calculator
CTC to gross to in-hand pay, monthly and annual, compared under the old and the new regime.
Open calculatorStatutory Bonus Calculator
Eligibility, the wage base after the calculation ceiling, and the bonus between 8.33% and 20% under the Code on Wages.
Open calculatorESI Contribution Calculator
Employee and employer ESI contributions, the wage ceiling test and the contribution period the wage month falls in.
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Banking & Advisory
CMA data, financial ratios and net worth for bank proposals and certificates.
CMA Data and MPBF Calculator
Compute the working capital gap, MPBF under both Tandon methods, and the current ratio each one implies.
Open calculatorFinancial Ratio Calculator
Run the eight ratios a credit officer reads off a balance sheet, each with a short read on where a bank would object.
Open calculatorNet Worth Calculator
Net worth under section 2(57), item by item, plus the tangible net worth a bank or a tender asks a CA to certify.
Open calculatorNPV & IRR Calculator
NPV, IRR, payback and the profitability index for up to eight years of cash flows, read against the discount rate.
Open calculatorWorking Capital Cycle Calculator
Inventory, receivable and payable days, the operating and cash conversion cycles, and the working capital each day of it ties up.
Open calculatorBreak-Even Calculator
Contribution, break-even units and revenue, the volume for a target profit, and the margin of safety at expected sales.
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Loans & Investments
EMI schedules, SIP growth and fixed deposit maturity.
EMI Calculator
Work out the monthly instalment, total interest and prepayment savings on any loan.
Open calculatorSIP Calculator
Project what a monthly mutual fund SIP could grow to, and what tax applies when you redeem.
Open calculatorFD Calculator
Find the maturity value and effective yield of a fixed deposit, and the tax due on the interest.
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Valuation
Pre-money, post-money, investment and equity dilution.
Run these on your actual books, not on typed-in figures
Inside Aalekh the same calculations read your client data directly. Depreciation imports the asset register from Tally, the MSME 43B(h) working pages through your payables ledger, and every result flows into the financial statements and the return without re-keying.